MTD Making Tax Digital becomes law in April 2026. Our clients are already ready. Get MTD-ready →
Punchhole

Accounting, sorted.
Forever.

Books, VAT, payroll and tax, run by one qualified team, at a third of the cost of hiring in-house.

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2,000+tax returns filed

200,000+transactions reconciled

200+clients who stopped worrying

We work inside XeroXero QuickBooksQuickBooks Sagesage FreeAgent Dext BrightPay …and yours

Made for you

What brings you to Punchhole?

Five doors, one team behind all of them. Pick yours.

Finance teams · most popular

I need more finance capacity

A dedicated accountant, or a whole team, inside your software and your hours. UK-supervised, live in weeks, a third of the cost of hiring.

Care groups · shift-rota payroll, multi-home reporting

Construction · CIS returns, subcontractor volume

E-commerce · thousands of transactions a week

Multi-site groups · consolidated payroll and reporting

Explore finance teams

Business accounting

I run a UK small business

Accounts, VAT, payroll and tax for one fixed monthly fee. A named accountant and books that are always current.

Making Tax Digital ready before April 2026

Landlords · property income, structured properly

Restaurants and retail · tills, tips and tronc

Dentists, recruiters, agencies · every trade in between

Explore business accounting

UK-India tax

I have UK-India tax matters

Income in two countries, tax paid once. Treaty reliefs claimed, residence rules handled, filed months early.

NRI Self Assessment is our specialty

NRIs in the UK · Indian rent, interest, investments

Arrivals and leavers · split-year, either direction

Non-doms · remittance basis, weighed properly

Explore UK-India tax

Audit support

I need my books audited

Reconciliations, schedules and files your auditor accepts first time, on both sides of the border. No year-end scramble.

Indian parent companies · UK arms, APR filings

Growing UK companies · crossing the audit threshold

Groups and subsidiaries · intercompany balances agreed

Start my audit

Company formation

I'm starting a UK company

Incorporation, registrations, registered office and bookkeeping, done right the first time. Trading in 48 hours. For first-time founders, overseas companies entering the UK, and property investors setting up SPVs.

Start a UK company

Something else entirely? Talk to us and two minutes later we'll know exactly how to help.

One finance partner. Every stage of growth.

Start with one filing. Stay for the whole finance operation.

Stage of 05

What clients actually say.

★★★★★  rated by owners, FDs and firms

Video thumbnail: client 1

Watch: 2-min client storyE-commerce · switched from in-house

Video thumbnail: client 2

Watch: NRI self assessmentFiled early · treaty relief claimed

Real humans. Serious tech.

A named team from day one, backed by systems that track every date for you.

Three specialists. One team. Yours.

Not a ticket queue. Not a call centre. The same people every month.

AYour accountantbooks · VAT · month-end
MYour client managerone thread · fast answers
TYour tax specialistreturns · reliefs · treaties

Hours,

not days.

That's how fast your questions get answered, on WhatsApp, email or a call, by someone who already knows your business.

Every deadline tracked by software

VAT, payroll and filing dates, automated. Reminders reach us before they reach you.

Reviewed by a qualified senior professional

Every return and every set of accounts passes a qualified senior professional\u2019s review before it goes anywhere near HMRC or Companies House.

Your documents, vaulted

Everything lives in a cloud-secured vault. Encrypted, backed up, and only visible to your named team.

How it works

You call once. We do the rest.

1

We listen & quote

Thirty minutes. You leave with a fixed quote and a plan. No obligation.

2

We take the handover

Professional clearance, records collected, software set up. You send nothing twice.

3

We run the numbers

Books reconciled weekly, payroll run, VAT and tax prepared before they're due.

4

We keep you ahead

Every deadline filed early, a report each month, and tax planned, never discovered.

Already with an accountant?

Switching takes one email. We handle everything else.

Send one line to your current accountant, then you're done. Mid-year or year-end, with no gap in your filings and nothing missed.

You send the email. We'll even draft it for you.

We collect everything. Clearance, records, tax references and software access, from them, not you.

Every deadline is ours from day one. Nothing slips in the handover month.

Plan my switch 20 minutes of your time, once

Bound together.

books · taxes · payroll · filings in one neat bundle

A punched hole is how you bind things together.

That's exactly what we do with your finances. Books, taxes, payroll and filings bound into one bundle, so nothing falls loose again.

Built on technology and data since 2022, with one aim: take the stress of the books off entrepreneurs, so they can get back to what they're actually good at.

More client stories

Different doors, same outcome.

The questions people actually ask.

Straight answers, no small print. Anything else is a 30-minute call away.

Ask us directly →

Or WhatsApp us on +44 7441 347480

What is Making Tax Digital, and does it affect me?

MTD is HMRC's move to quarterly digital record-keeping and filing. VAT-registered businesses are already in; from April 2026 it extends to landlords and sole traders earning over £50,000. If that's you, you'll need compatible software and quarterly submissions. We set all of it up and run it, so the deadline changes nothing for you.

Who exactly does my work, and where?

A named accountant employed by Punchhole, never a subcontractor, with UK-qualified review before anything is filed. You'll know your team by name from day one.

Is my data leaving the UK, and is that legal?

Yes, and yes, lawfully. Your data is processed under UK GDPR with appropriate safeguards in place, stored on Microsoft Cloud, and access is restricted to your account team. We'll set the specifics out in writing in your engagement letter.

Are you regulated and insured?

We're supervised for anti-money-laundering purposes and covered by professional indemnity insurance. Ask on the call and we'll send the certificate.

What if HMRC opens an enquiry?

We handle the correspondence. Because your books are reconciled weekly and every filing is documented, enquiries are usually answered with records we already hold rather than a scramble.

How much does it cost?

Every quote is fixed before any work starts. The number depends on transaction volume, number of filings, payroll headcount and the state of the books. Tell us yours and you’ll have a fixed figure within one working day.

Can I leave if it isn't working?

Yes. 30 days' notice on monthly plans, no exit fee, and we hand over clean records and professional clearance to whoever comes next. We'd rather you stayed because it works.

Will you work with my existing software?

Yes. Xero, QuickBooks, Sage, FreeAgent, FreshBooks, Dext, BrightPay. We work inside your setup from day one. If you don't have one yet, we'll set it up and train you on the parts you'll touch.

How often will I hear from you?

A management report every month, annual financials for statutory filings, deadline reminders before they matter, and a named contact on WhatsApp or email who answers the same day.

Eight free tools, yours to keep.

Built by our accountants. Pick one, leave your email, and we'll send it over.

Let's get your books off your plate.

Tell us what you need and a qualified accountant, not a salesperson, comes back with a fixed price. If we're not the right fit, we'll say so.

A real quote, fixed before any work starts

No sales sequence, no chasing calls

Already have an accountant? We handle the switch

WhatsApp us Call +44 7441 347480