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What we take off your desk.
POS to bank, daily
Card acquirer settlements, cash banking and refunds matched to till reports every day.
Mixed-rate VAT
Zero-rated, reduced and standard-rated lines coded at the till and checked at the return, including the awkward edge cases.
Stock and margin
Purchases, shrinkage and stocktakes reflected in a monthly margin report by category.
Store payroll
Hourly teams, overtime and seasonal staff paid right weekly or monthly, RTI on time.
Need more than a plan? See dedicated finance teams · Full service detail: business accounting
Retail: what owners ask us.
We sell in-store and online. One set of books?
Yes, POS and e-commerce channels reconcile into one ledger with channel-level margin visible.
Gift cards and deposits?
Recognised properly as liabilities until redeemed, so your revenue and VAT are right.
Seasonal spikes?
Volume-based fees flex with the season and a dedicated FTE can be added for peak trading, from £1,200/month.
Which POS systems?
Square, Shopify POS, Lightspeed, Zettle and most majors, connected straight into Xero or QuickBooks.
UK registered, UK accountable
Your contract is with Punchhole Solutions Limited, a UK company (no. 14414905), with senior review before every filing.
India-powered pricing
Our India back office does the daily work, the same model the Big Four use, so weekly bookkeeping costs what quarterly used to.
Reliability you can check
Filings months early, deadline calendars a quarter ahead, 2,000+ returns filed. One named person who answers the same day.
Thirty minutes. One fixed number.
Tell us how your retail business runs and you’ll have a written fixed quote within one working day.
Get my retail quote