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Sound familiar?
If any of these is you, HMRC probably wants a return, and you probably have relief you're not claiming.
Indian rent or bank interest
A flat in Mumbai, NRE/NRO interest, dividends. UK residents must declare worldwide income, and claim credit for Indian TDS.
Sold Indian property or shares
Capital gains computed under both regimes, indexation vs UK rules weighed, double tax relief claimed properly.
Arrived or left mid-year
Statutory Residence Test applied, split-year treatment claimed in either direction, so you're not taxed as resident for months you weren't.
Working in the UK, paid from India
Foreign employment income, ESOPs and RSUs from Indian employers, reported right the first time.
Non-dom questions
The remittance basis weighed against the arising basis with actual numbers, under the current rules, not folklore.
Returns needed in both countries
We prepare the UK Self Assessment and coordinate the Indian ITR with one consistent set of numbers.
How it works
Diagnosed first. Filed early.
Residence & income diagnostic
A 30-minute call maps your residence position, income sources in both countries and exactly what needs filing. Fixed quote at the end.
One document checklist
A single tailored list, bank statements, Form 26AS, TDS certificates, UK P60. Upload once to a secure vault.
Computed, reviewed, filed
Both regimes computed, reliefs applied, a UK-qualified review, then filed with HMRC months before 31 January. You get the workings, not just the bill.
A real return, last December
Sorted in days. Not January panic.
Every allowable expense and relief claimed, nothing left on the table, and planning advice included to shrink next year's bill. One fixed fee from £149 per return. No hourly meters, no surprises.
On the return shown here, the UK-India double tax treaty was applied and £2,340 in reliefs claimed, with zero double taxation.
The timeline
From £149 per return, fixed. £2,340 in reliefs claimed on this one.
The rules, in plain English
Residence, split years and the treaty, explained properly.
UK tax starts with residence. The Statutory Residence Test (SRT) decides whether you are UK-resident for a tax year using day counts and ties: home, work, family and 90-day history. Residents are taxed on worldwide income, which is why your Indian rent, NRE/NRO interest, dividends and capital gains belong on a UK return even when tax was already deducted in India.
Arrive or leave mid-year and split-year treatment can divide the year into a UK part and an overseas part, so you are not taxed as a resident for months you were not here. And where both countries tax the same income, the UK-India Double Taxation Avoidance Agreement decides which country taxes what, with Foreign Tax Credit Relief on the UK return preventing you paying twice.
Register by 5 October
New to Self Assessment? You must register with HMRC by 5 October after the end of the tax year in which the income arose.
File by 31 January
Online returns and any balancing payment are due by 31 January. We aim to file months earlier so the bill is never a surprise.
Payments on account
Owe over £1,000? HMRC asks for advance instalments each 31 January and 31 July. We calculate and, where justified, reduce them.
Late filing penalties
£100 the day after the deadline, £10 per day after three months, further charges at six and twelve months, plus interest on unpaid tax.
Form 26AS and TDS
Indian TDS shown on Form 26AS and your TDS certificates becomes Foreign Tax Credit Relief on the UK return when claimed correctly.
Capital gains, both regimes
Indian indexation and UK rules produce different numbers for the same sale. We compute both and claim relief so you pay once.
Questions, answered
Everything people ask before they call.
I already pay TDS in India. Do I still owe UK tax?
Often some, sometimes none. UK residents must declare the income either way; Foreign Tax Credit Relief then offsets the Indian tax against the UK bill. The declaration is mandatory even when the extra tax is nil.
Do NRE account interest and NRO interest differ?
In India, yes: NRE interest is typically exempt there while NRO interest suffers TDS. For a UK resident both are taxable in the UK, so both belong on the return, with credit for any Indian tax on the NRO side.
I moved to the UK in October. Am I taxed on the whole year?
Usually not. If a split-year case applies, only income from your arrival is taxed as a UK resident. Getting the case right is exactly the diagnostic we run first.
I sold a flat in India. What happens in the UK?
The gain is recomputed under UK rules (no indexation, different exemptions), declared on your return, and Indian capital gains tax paid is claimed as credit under the treaty.
What documents will you need?
Form 26AS, TDS certificates, Indian bank statements, rent details, UK P60/P45, and dates of travel. You get one tailored checklist and upload everything once to a secure vault.
What does it cost?
From £149 per return, fixed in advance. Complex returns, multiple properties, capital gains, both-country filings, are quoted before we start, never metered by the hour.
UK registered, UK accountable
Your contract is with Punchhole Solutions Limited, a UK company (no. 14414905), with senior review before every filing.
India-powered pricing
Our India back office does the daily work, the same model the Big Four use, so weekly bookkeeping costs what quarterly used to.
Reliability you can check
Filings months early, deadline calendars a quarter ahead, 2,000+ returns filed. One named person who answers the same day.
Not sure you even need to file?
That's the first thing we'll tell you, free, on a 30-minute call. If no return is due, we'll say so and you owe nothing.