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Bookkeeping
Bookkeeping weekly, not quarterly. You always know where you stand.
Most accountants touch your books four times a year, which means your numbers are always three months out of date. We reconcile every bank feed, sales channel and expense weekly, inside Xero, QuickBooks, Sage, FreeAgent or FreshBooks, so your profit and cash position are real numbers you can act on, not archaeology.
Receipts go through Dext, so a photo from your phone is all we need. High-volume businesses, marketplace sellers, restaurants with daily till takings, letting portfolios, are our home ground: over 200,000 transactions recorded and reconciled to date.
What weekly bookkeeping includes
Bank, card and payment-gateway reconciliations, every week
Sales and purchase invoices posted, coded and chased
Receipt capture via Dext, no shoebox, no spreadsheet
Marketplace settlements (Amazon, eBay, Etsy) broken out properly
Catch-up bookkeeping for backlogs, months or years behind
Digital records that already satisfy Making Tax Digital
VAT registration & filing
VAT filed on time, every time. Fully Making Tax Digital ready.
VAT is where small businesses bleed money quietly: registering too late, choosing the wrong scheme, missing input VAT, or filing through software HMRC no longer accepts. We handle the whole lifecycle, from the day your rolling 12-month turnover approaches the £90,000 threshold to every quarterly return after it.
VAT registration
Threshold monitoring so you register exactly when you should, voluntary registration weighed when it saves you money, and the right scheme chosen: standard, flat rate, cash accounting or annual.
Quarterly VAT filing
Returns prepared from books that are already reconciled, reviewed by a UK-qualified senior, and filed through MTD-compatible software days before the deadline, with the payment amount confirmed to you in advance.
The tricky cases
Partial exemption, EC and import VAT, reverse charge for construction (CIS), margin schemes, and correcting past errors with HMRC before they become penalties.
Payroll
Payroll that runs itself. Payslips, pensions, RTI, done.
Every pay run processed and RTI-filed with HMRC on or before payday, auto-enrolment pension contributions calculated and submitted, and P60s, P45s and P11Ds produced when they're due. Your staff get their payslips by email or portal; you get one summary and nothing else to do.
We're built for the hard cases: shift rotas and sleep-in shifts in care, tips and tronc in hospitality, CIS deductions and subcontractor verification in construction, and multi-site consolidation for groups.
Every pay run includes
Payslips and net pay calculated, weekly or monthly
RTI submissions to HMRC, on or before payday
Auto-enrolment pensions, assessed and submitted
Starters, leavers, P45s, P60s and P11Ds
CIS verification, deductions and monthly returns
Tronc schemes for tips, set up and run compliantly
Annual company compliance
Corporation tax planned through the year, not discovered at the end of it.
A limited company owes Companies House and HMRC a fixed set of filings every year, and each carries automatic penalties for lateness. Because your books are reconciled weekly all year, your annual accounts are a review exercise rather than a reconstruction, and your corporation tax bill is a number you've known about for months.
Statutory annual accounts
Prepared under FRS 105 or FRS 102 1A and filed with Companies House within 9 months of year-end, months early in practice.
Corporation tax (CT600)
Computed with every relief you're entitled to: capital allowances, R&D where genuine, loss relief, and the marginal rate worked properly.
Confirmation statement
Filed annually with PSC and shareholding kept accurate, plus any in-year changes: directors, addresses, share issues.
Director tax planning
Salary vs dividends reviewed before year-end while there's still time to act, and your personal Self Assessment coordinated with the company's position.
Built for your trade.
Sector quirks are where generalist accountants slip. We've done yours before.
Landlords & property
Rental accounts, Section 24 interest restrictions, SPV structures, and MTD for property income from April 2026.
Restaurants & retail
Daily till reconciliations, delivery-platform settlements, tips and tronc, and VAT on mixed hot/cold food done right.
Dentists & clinics
NHS and private income mix, associate pay, equipment capital allowances and partial VAT exemption.
E-commerce sellers
Amazon, eBay, Shopify and Etsy settlements reconciled weekly, marketplace VAT rules and thousands of transactions a month.
Construction & trades
CIS returns, domestic reverse charge VAT, subcontractor verification and retentions tracked properly.
Agencies & consultants
Project invoicing, off-payroll (IR35) assessments, and retained vs project revenue reported clearly.
Need more hands than a service plan? See dedicated finance teams. Starting from scratch? Begin with company formation.
Deadlines and penalties
The calendar HMRC holds you to, and what lateness costs.
Every limited company lives on a fixed compliance calendar, and every date on it carries an automatic penalty. This is the calendar we track for every client, with each item prepared early enough that the deadline is never the story.
Annual accounts
Due at Companies House 9 months after year-end. Late: £150 rising to £1,500, doubled if late two years running.
Corporation tax
Payment due 9 months and 1 day after year-end; the CT600 return within 12 months. Interest runs on late payment from day one.
VAT returns
Quarterly under Making Tax Digital. Late submissions and payments accrue penalty points, then fixed and percentage charges.
PAYE / RTI
Filed on or before every payday. Repeated lateness brings monthly penalties scaled to headcount.
Confirmation statement
At least annually. Persistent failure is grounds for striking the company off the register.
Self assessment (directors)
31 January online deadline, £100 immediately after, then daily penalties from three months. We file directors alongside the company.
Questions, answered
Everything people ask before they call.
What does "from £99 per month" actually include?
Bookkeeping, VAT, payroll for a small team, annual accounts, corporation tax and the confirmation statement for a typical small company. The exact figure depends on transaction volume, filings and headcount, fixed in writing before we start, and it does not creep.
Do I need to change accounting software?
No. We work inside Xero, QuickBooks, Sage, FreeAgent and FreshBooks. If you have nothing yet, we set up the right one and train you on the two or three things you will actually touch.
How does the handover from my current accountant work?
You send one email; we handle professional clearance, records, tax references and software access directly with them. Mid-year switches carry no catch-up premium. See the switching process on our homepage.
Will MTD in April 2026 affect me?
If you are a sole trader or landlord earning over £50,000, yes: digital records and quarterly submissions become mandatory. Our clients are already compliant because weekly digital bookkeeping is how we work anyway.
Who actually answers when I have a question?
Your named accountant, on WhatsApp, email or a call, same working day. Not a ticket system, not a call centre, and never someone meeting your business for the first time.
My books are months behind. Can you still take me on?
Yes. Catch-up bookkeeping is quoted as a one-off alongside the monthly fee, and backlogs of a year or more are routine for us.
UK registered, UK accountable
Your contract is with Punchhole Solutions Limited, a UK company (no. 14414905), with senior review before every filing.
India-powered pricing
Our India back office does the daily work, the same model the Big Four use, so weekly bookkeeping costs what quarterly used to.
Reliability you can check
Filings months early, deadline calendars a quarter ahead, 2,000+ returns filed. One named person who answers the same day.
One fixed fee. Zero year-end surprises.
Tell us your turnover, transactions and headcount. You'll have a fixed monthly figure, from £99, within one working day.